PELAKSANAAN PEMBERIAN BANTUAN PINJAMAN MODAL OLEH PT. TIMAH TBK KEPADA USAHA KECIL MENENGAH MELALUI PROGRAM MITRA BINAAN DI KECAMATAN RANGSANG

Wendi Novebri Putra, Mardalena Hanifah, Setia Putra

Abstract


In developing and growing micro, small and medium enterprises, it is necessary to optimize community
development through a community empowerment approach. One of the efforts made by the government to
improve and support empowerment programs is through programs in State-Owned Enterprises (BUMN), one of
which is the Partnership and Community Development Program (PKBL). The Partnership and Community
Development Program (PKBL) is a form of implementing corporate social responsibility activities or known as
Corporate Social Responsibility (CSR).
The purpose of this research is first to find out how the implementation of providing capital assistance
loans through the fostered partner program between PT. Timah Tbk to small and medium-sized businesses in
Rangsang District, Second to find out how the Default Settlement was carried out by PT. Timah Tbk in
implementing the partner program in Rangsang District.
The research method used in this research is sociological research and supported by non-doctrinal
empirical data with a quantified approach, meaning that law is a real and functional social institution in the
system of people's lives, both in the process of restoring order and resolving disputes as well as in the
processes of direction and formation of good behavior patterns.
Based on the results of the study, it can be seen that in implementation of the business partner program
implemented by PT. TIMAH Tbk Unit Kundur with its fostered partners shall apply the provisions regarding
the agreement contained in Book III of the Civil Code as outlined in a written agreement or cooperation
contract with the fostered business partners and based on the Regulation of the State Minister for State-Owned
Enterprises Number PER-05/MBU/04/ 2021 Concerning the Social and Environmental Responsibility Program
of State-Owned Enterprises. In the implementation of the agreement, there is a default, then the way to be taken
is to override Articles 1266 and 1267 of the Civil Code. Implementation of the cooperation agreement between
PT. TIMAH Tbk. The Kundur Unit and its fostered partners in Rangsang District through the business partner
program are in accordance with the program's objectives as stated in the Regulation of the Minister of State for
State-Owned Enterprises Number PER-05/MBU/04/2021 concerning Social and Environmental Responsibility
Programs for Owned Enterprises. The state is to make foster partners to be strong and independent through the
use of the remaining part of the profits of BUMN.

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