TINJAUAN YURIDIS TERHADAP BENTUK PERTANGGUNGJAWABAN PIDANA PELAKU TINDAK PIDANA PENYALAHGUNAAN KARTU KREDIT MILIK ORANG LAIN

Abstract

The use of money in people's lives is the most important basic requirement in meeting their needs.
But in its journey, the use of cash has a high risk, for example theft, robbery and forgery. Credit cards are a
kind of card as a physical substitute for money. Various modes of credit card crime can occur often in the
midst of society and the development of sophisticated technology, the modes of credit card crime often
increase in type. Carding is a form of crime that uses someone else's credit card to spend without the
knowledge of the owner. The development of Carding cases in Indonesia is moving very fast. According to
the results of the latest research conducted by the company Security Clearcommerce
(www.clearcommerce.com) based in Texas, stated that Indonesia was in the first place of origin of the
perpetrators of Cyber Fraud. He also added that around 20 percent of total credit card transactions from
Indonesia via the internet are Cyber Fraud. Therefore, sufficient knowledge is needed to explore the
problems of this credit card crime for the community as well as law enforcement carried out by law
enforcement officials.
Keywords: Credit Cards, Internet, Carding, Cyber Fraud