PELAKSANAAN PERJANJIAN KREDIT PT. BANK RAKYAT INDONESIA (PERSERO) UNIT BUKIT AGUNG CABANG PANGKALAN KERINCI DENGAN JAMINAN SURAT KETERANGAN GANTI RUGI (SKGR)

Abstract

Function Bank is one of them as a deposit-taking institution and channeling funds to the community through loans to communities in need . Banks should conduct a careful assessment of the character , capacity, capital , collateral and business prospects of the debtors . The people's choice for financial institutions due to the need for prompt delivery , no complicated procedures , and requirements are easily met. PT Bank Rakyat Indonesia ( Persero ) will continue to develop new forms of services for micro and small businesses in the form of direct financing .
In the implementation of this credit will always be associated with the collateral issue. Although the provision of credit to guarantee the ground by a certificate of indemnity ( SKGR ) still caused problems, but financial institutions PT Bank Rakyat Indonesia ( Persero ) Unit Mount Agung Branch Pangkalan Kerinci , has undertaken the provision of credit to guarantee indemnity certificate . in this case certainly PT Bank Rakyat Indonesia ( Persero ) Unit Mount Agung Branch Pangkalan Kerinci is already thinking about the risks that arise in case of bad credit and procedures for the settlement of the guarantee .