FAKTOR FAKTOR PENYEBAB TERJADINYA KREDIT MACET UED-SP (USAHA EKONOMI DESA SIMPAN PINJAM) DI KECAMATAN SENTAJO RAYA
Abstract
This research aims to test the influences: Internal factors, external factors
againstnonperforming loans UED-SP (save the Village Economy Business loan) in
district Sentajo Kingdom. The sample in this research totalled 63 Respondents. Method of
determination of the sample using the method of purposive sampling with certain criteria.
Technique of data analysis in this study using multiple linear regression, t-Test and test
the assumptions of normality tests include classic, multikolonearitas, heteroskedastisitas
and autocorrelation data management using program SPSS version 25.0 softwere.From
the test results indicates that the variable Internal factors (X 1) effect on bad credit (Y),
variable external factors (X 2) effect on bad credit (Y)
Keywords : Internal Factors, External Factors
againstnonperforming loans UED-SP (save the Village Economy Business loan) in
district Sentajo Kingdom. The sample in this research totalled 63 Respondents. Method of
determination of the sample using the method of purposive sampling with certain criteria.
Technique of data analysis in this study using multiple linear regression, t-Test and test
the assumptions of normality tests include classic, multikolonearitas, heteroskedastisitas
and autocorrelation data management using program SPSS version 25.0 softwere.From
the test results indicates that the variable Internal factors (X 1) effect on bad credit (Y),
variable external factors (X 2) effect on bad credit (Y)
Keywords : Internal Factors, External Factors
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