ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KREDIT BERMASALAH PADA LEMBAGA KEUANGAN MIKRO (LKM) USAHA EKONOMI DESA SIMPAN PINJAM (UED-SP) DI KECAMATAN BANDAR SEI KIJANG KABUPATEN PELALAWAN

Abstract

This study aims to obtain empirical evidence about the effect of character, capacity,
capital, collateral, condition, loan term at UED-SP in Bandar Sei Kijang Sub-district in
Pelalawan District. The sample in this research totalled 61 Respondents. Method of
determination of the sample using the census method technique of data analysis in this
study using multiple linear regression, t-Test and test the assumptions of normality tests
include classic, multikolonearitas, heteroskedastisitas and autocorrelation data
management using program SPSS version 21.0 softwere. From the test results indicates
that character, capacity, collateral, condition of economy and loan term effect on nonperforming loan (Y)
Keywords : Character, Capacity, Collateral, Condition Of Economy, Loan Term, NonPerforming Loan.